First Time Home Buyer Tax Credit Program

Imagine the possibilities. What would you do with a pile of money?

The American Recovery and Reinvestment Act of 2009 authorizes a first time home buyer tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009.

How much can you be eligible for? The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.

Whether you are purchasing a new home or a resale, you may be eligible for the home tax credit. Eligibility guidelines:
  • The home purchase must occur on or after January 1, 2009 and before December 1, 2009. For the purposes of the home tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner.
  • You must be a first time home buyer. The law defines "first-time home buyer" as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.
  • Income limits of $75,000 for a single tax return and $150,000 for married taxpayers filing a joint return.
How do I get started? Contact McCar Homes Now or Locate a McCar Regional Office to get started.
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